 Travel Insurance |
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Save 30% on all premiums
plus any additional benefits |
Compare the Benefits and Limits for all Travel Plans. |
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QBE Elements Insurance Travel Plan |
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Are you or your family travelling overseas to visit relatives or friends or just going on a budget or working holiday?
While travel is an exciting experience when you go off on a holiday an unfortunate accident could put you or a member of your family in hospital.
Even if you have only purchased an airline ticket, you still could be faced with unexpected travel delays, medical or dental costs or have your luggage and personal items go astray.
When choosing insurance cover for overseas travel, make sure you are comfortable with your choice, so that you can enjoy your trip, without worrying about..'If only' |
QBE Elements - Travel Plan Regions |
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REGION 1 ... Cover for the USA, Canada, South and Central America and Antarctica
(Travellers must select this Region 1 travel plan if they are spending more than 72 hours of their trip in these destinations) |
REGION 2 ... Cover for Africa,
Region 2 travel plan is not available if more than 72 hours of the trip is spent in Region 1 destinations |
REGION 3 . .. Cover for Europe and the Middle East
Region 3 travel plan is not available if more than 72 hours of the trip is spent in Region 1 destinations or the majority of the trip is spent in Region 2 destinations |
REGION 4 ... Cover for Asia, China, Japan and Indian Subcontinent
Region 4 travel plan is not available if any of the trip is spent in Region 1, 2, or 3 destinations |
REGION 5 ... Cover for UK and Ireland
Region 5 travel plan is not available if any of the trip is spent in Region 1, 2, 3 or 4 destinations |
REGION 6 ... Cover forSouth Pacific Islands and Norfolk Island.
Region 6 travel plan is not available if any of the trip is spent in Region 1, 2, 3, 4, or 5 destinations |
REGION 7 ... Cover for New Zealand only.
Region E travel plan is not available if any of the trip is spent in Region 1, 2, 3, 4, 5, ot 6 destinations |
| Guidelines |
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This QBE travel plan is only available to residents of Australia who are travelling overseas to visit friends or family for a minimum of 50% of your trip and must be issued prior to the commencement of your trip |
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The terms and conditions of the policy are subject to the laws of the Australian state or territory where the Certificate of Insurance is issued. You agree to submit to the jurisdiction of the courts of the state or territory |
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There is no cover under this policy once you have returned to your normal place of residence within Australia |
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Whilst this policy can be extended behond the original trip the maximum duration available is 6 months from departure date. |
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An excess of $100 applies to each claim except under Sections B4, D1 and F2 |
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This QBE policy does not provide cover for any snow sports. |
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You must purchase the Toursafe travel plan according to your destination. |
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There is no cover under this QBE policy for an existing medical condition (including pregnancy). Refer Definitions section of the Policy Wording and Section headed Existing Medical Condition (including pregnancy) |
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If you have an existing medical condition (including pregnancy) please ask us about other travel insurance products which may be available |
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Per Adult includes any accompanying financially dependant child or children under 25 years |
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This policy is not available to travellers 65 years of age or over at the time the Certificate of Insurance is issued |
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There is no provision to suspend this policy during the period of insurance. |
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You cannot purchase insurance more than 12 months prior to travel. |
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You cannot substitute the nominated insurer, whose name appears on the Certificate of Insurance. |
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If you with to obtain details of stamp duty and taxes please call 1300 791 948 begin_of_the_skype_highlighting 1300 791 948 end_of_the_skype_highlighting |
| For international travel, always confirm the status of your destination with the Department of Foreign Affairs and Trade (DFAT) on their web site ... smattraveller.gov.au DFAT has complete travel related advice and information |
24hr World-Wide Emergency Assistance
When disaster strikes and the unthinkable happens, it's reassuring to know someone back home is ready to take your call and assist you. Our dedicated QBE - OMEGA travellers' assistance teams are on call 24 hours a day, 7 days a week to provide you with assistance when you need it most. QBE's in-house emergency assistance service OMEGA has been providing help to travellers since 1992. Whether it is in Vietnam or Canada, one call connects you to someone back home. It's comforting to know the person you are speaking to, is part of the QBE Travel team of trained medical and insurance specialists, who can make decisions regarding your situation and provide assistance when you need it the most. |
Cooling off Period ... If, having purchased the policy, you want to return it, you can do so within 14 days of receiving the Certificate of Insurance and obtain a full refund, provided no right or power has been exercised under it by you (eg no claim has been made) and your trip has not commenced. QBE's Distributor will arrange for a refund of the amount payable within 15 business days of you cancelling your policy. The Cooling Off Period does not apply to policy or trip extensions. |
Confirming Transactions ... A Certificate of Insurance must be issued once you have completed your application form and you have paid the appropriate premium. If you want to confirm a transaction, for example whether the Certificate of Insurance has been issued, you may contact us in writing or by phone |
General Advice Warning [GAW ] ... The advice has been prepared without taking into account the client's needs, objectives or financial situation. You should read the Product Disclosure Statement [PDS] relating to the product before making any decision about whether to acquire the product. You should be aware that exclusions do apply. For detailed information about the benefits, exclusions, and the process for making a claim please read the full Policy Wording attached to the policy |
Global Surf Travel Pty Ltd T/as Global Executive Travel - (ABN 79 083 338 649) is an Authorised Distributor of QBE Insurance (Australia) Limited (ABN 78 003 191 035) AFSL 239545 |
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