QBE Inbound Travel Insurance per adult, accompanying children at no extra cost

QBE Inbound Travel Insurance Plan

The QBE Inbound Travel Insurance policy offers cover for non-residents of Australia, who are entering Australia on a temporary basis.
Suitable travel insurance for holiday, study or work up to twelve months if your trip includes travel within Australia.
This policy is 'Per Adult' including any accompanying dependent children under 25 years at the time the Certificate of Insurance is purchased.
If the Certificate of Insurance is issued prior to your arrival into Australia, it provides cover for your travel to and within Australia and return to your normal country of residence.
* Note : Snow sports are not included.

Inbound Travel Insurance Plan - Key Benefits
(Per adult includes any accompanying child or children under 25 years). This list is a summary of some of the benefits and limits covered by this policy. Please read the PDS as conditions apply.	Applicable Limits Per Adult
Cancellation or Holiday deferment cost	$20,000
Emergency travel arrangements and accomodation expenses	$20,000
Medical Expenses	$200,000
Medical and Non-Medical Evacuation and Repatriation	$200,000
Travel Delay	$1,200
Agents Cancellation Fees	$2,000
Rental Vehicle Insurance Excess	$1,000
Luggage and Personal effects maximum total limit	$4,000
Personal Computer individual item limit	$1,000
Camera & Video individual item limit	$1,000
Dentures or dental prosthesis individual item limit	$800
Other individual item limit	$500
Emergency Luggage	$300
Cover for hiring replacement of lost, delayed or damaged surf equipment	$200
Replacement passports and travel documents	$2,000
Death Expenses	$15,000
Funeral Expenses overseas or repatriation of remains	$6,000
Personal Liability	$500.000
Please read the PDS as conditions apply

Guidelines

This travel plan is only available to non residents of Australia who are entering Australia on a temporary basis.

This policy is only available if your trip includes travel within Australia and is not available to cover you only for your return to your normal country of residence.

If the Certificate of Insurance is issued prior to your arrival into Australia it provides cover for your travel to and within Australia and your return to your normal country of residence.

If the Certificate of Insurance is issued after your arrival into Australia it provides cover for your travel within Australia and your return to your normal country of residence

Policies issued more than 7 days after arrival into Australia have a 28 day waiting period from the date of issue of the Certificate of Insurance for medically related claims.

This policy is not available for anyone with an existing medical condition (EMC) unless it is one that is automatically covered as listed on pages 5 and 6 in the PDS.

Your policy can be extended as many times as you like, up to a maximum duration of 12 months from departure date. This is only available before the current policy expires.

This policy is not available to travellers 70 years of age or over at the time the Certificate of Insurance is to be issued.

There is no cover under this policy once you have returned to our normal country of residence.

This policy does not provide any cover for any snow sports.

The terms and conditions of the policy are subject to the laws of the Australian state or territory where the Certificate of Insurance is issued. You agree to submit to the jurisdiction of the courts of the state or territory.

You cannot purcase insurance more than 12 months prior to travel.

You cannot substitute the nominated insurer, whose name appears on the Certificate of Insurance.

There is no provision to suspend this QBE policy during the period of insurance.

A guide to travel insurance:
Check your travel insurance policy closely. You need to make sure the limits of cover are appropriate for your needs, otherwise you may be under insured and have to bear part of any loss that exceeds the limits yourself.
This policy may not match your expectations (for example, because an exclusion applies). Therefore you should read the PDS and Policy Wording carefully. Please ask us if you are unsure about any aspect of the policy