QBE TRAVEL INSURANCE
QBE encourages travellers to purchase travel insurance well in advance of their trip,
in case an emergency arises before they leave.
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Single Trip Travel Plans - Holidays & Business |
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This per adult policy provides comprehensive cover for single trips to more than 200 countries worldwide. Unlimited cover for pre-paid holiday cancellation or holiday deferment costs, medical and non-medical evacuation and repatriation, cover for computer, camera and video, luggage and personal effects, vehicle rental excess cover. Participation in amateur sports and recreational activities.
A medical appraisal for any high risk pre-existing medical conditions or travellers aged over 70 years is required. Benefits & Limits |
FREE - No charge for the cruising option which covers medical, hospital and dental expenses when onboard a cruise ship in international waters. Additional benefits available for increased rental vehicle insurance excess, specified items for personal effects, snow sports cover worldwide. (New Zealand cover is provided at no extra cost) |
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This per person travel plan is for travellers aged under 65 years who are going overseas and are looking for a budget policy just in case the unexpected happens. Cover for medical and dental expenses, evacuation and repatriation, cancellation or holiday deferment costs, emergency travel arrangements and accommodation, luggage and replacement travel documents.
There is no cover for any pre-existing medical conditions, cruising or snow sports under this policy. Benefits & Limits |
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Available to residents of Australia regardless of age and to non residents of Australia aged under 70 years.
Cruising in Australian waters is now automatically covered and snow sportsis free of charge.
Cover for holiday cancellation costs, emergency travel expenses, rental vehicle insurance excess, luggage and personal items. Benefits & Limits |
Additional Australian benefits you can purchase are: Increased rental vehicle insurance excess and specified items for personal effects. |
QBE Australian Cancellation & Emergency Expenses - Travel Plans |
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Offers limited cover to Residents and Non Residents of Australia regardless of your age or existing medical conditions, for up to 12 months and expires when you return home to your residence in Australia. Covers you, if you only want cover for the non-refundable part of pre-paid travel arrangements or additonal travel, accommodation and meals. Benefits & Limits |
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Offers cover for non-residents of Australia, who are entering Australia on a temporary basis. Suitable for Singles, Families, Students, Working or Holiday travel up to twelve months.
This travel plan is available as a Per Adult policy with accompanying children under 25 years at no extra cost. This policy is only available if your trip includes travel within Australia. Benefits & Limits |
Annual Multi Trip Travel Plans - Business & Leisure |
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Region A - Worldwide Including the USA, Central and South America and Antartica.
Region B - Worldwide Excluding the USA, South and Central America and Antartica.
This policy provides cover for any trip overseas or within Australia. You are covered whilst travelling independently of any other named adult on your policy. There is no limit to the amount of trips you may take. Extensions over 60 days available.
Please read the PDS as conditions apply. Benefits & Limits |
Additional benefits you can purchase: Increased vehicle insurance excess cover. Cover for specified items and personal effects. Cover for snow sports worldwide. |
QBE Additional Benefits you can purchase |
Snow Sports Package Option: - FREE cover for New Zealand on the International Travel Plan & within Australia (without medical cover) on the Australian Travel Plan
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Under the Snow Sports option - cover for participating in snow sports including Ski Run Closure if you are prevented from skiing at a pre-booked ski resort for more than 24 continous hours during your trip.
Cover for non-refundable, pre-paid ski lift passes or ski equipment hire or tuition fees that cannot be used due to your illness or injury sustained during your trip.
Hiring replacement snow equipment if your's is lost, delayed or damaged during the trip. |
Surf - Golf - Snow: Cover for damage to your sporting equipment (with an option to increase as a specified item). Cover for the cost of hiring replacement golf, surf or snow equipment, if yours is accidentally lost, delayed or damaged during your trip. |
Cruising Cover Option: - NOW Automatically covered |
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Cover is now 'FREE of Charge' when cruising worldwide on the International, Annual Multi Trip and Australian Travel Plans.
Cover for medical or dental expenses as a result of an illness or injury, dental expenses due to sudden and acute pain, hospital expenses, evacuation and repatriation while onboard a cruise ship in International or Australian waters. Please read the PDS as conditions apply
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Additional Rental Vehicle Insurance Excess Cover |
If you are renting a car, campervan, motorcycle or boat you may have to pay an insurance excess for an accident or theft. QBE hace included cover for rental vehicle insurance excess however you may wish to increas his cover for an additional amount. Maximum additional cover is $5.000 @ $20 per $500 unit |
Specified Item Cover |
You can cover items worth more than the item limits on payment of an additional amount. Cover is calculated at 3% of the total value. Please ensure you have proof of value not more than 12 months old of any item you specify, as this will be required should you make a claim. Depreciation does not apply to specified items in the event of a claim. |
Compare QBE Travel Insurance |
When you are choosing your insurance provider, be sure that you have everything in writing to state what you are covered for. Here are some simple tips on what to look out for when checking different travel insurance plans and policies |
Compare excess |
An excess is the first amount of a claim that the insurer will not pay for. Most travel insurance companies include an excess on their policies. Excesses can range from $NIL to $200 depending on the travel plan. When comparing travel insurance policies make sure you are comparing like for like excess levels.
With the QBE International and Annual Multi Trip travel plans you can choose the excess level that suits you. The higher the excess, the lower the premium. |
Emergency assistance |
QBE Assist has a team of highly trained medical and insurance specialists ready 24 hours a day, 365 days a year to help travellers in the event of an accident, illness or mishap during their travel.
The QBE Assist team has full authority to act in the event of a situation arising, thereby empowering them to act quickly and effectively in the event of an emergency.
Unlike many travel insurance providers who outsource their emergency assistance and leave customers to deal with staff from a third party company in their time of need. |
Compare cancellation policies |
You've probably paid a lot of money for your trip, the last thing you want to be left with is cancellation fees if something happens and you can no longer travel.
There are an infinite number of reasons you may need to cancel a trip. Maybe a family member becomes ill or something happens to you. For any travel insurance compare the cancellation section of your policy carefully. Cheap family travel insurance does not always guarantee quality.
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