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QBE Elements Insurance Travel Plans
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Are you travelling overseas to visit relatives or friends or just going on a budget or working holiday?
While travel is an exciting experience when you go off on a holiday an unfortunate accident could put you in hospital.
Even if you have only purchased an airline ticket, you still could be faced with unexpected travel delays, medical or dental costs or have your luggage and personal items go astray.
*Note: If you require cover for cruising, snow sports or an existing medical condition other than those covered automatically then consider the
International or Annual Travel Plans.
When choosing insurance cover for overseas travel, make sure you are comfortable with your choice, so that you can enjoy your trip, without worrying about..'If only'
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QBE Elements - Travel Plan Regions |
Region 1 ... Cover for the USA, South and Central America and Antarctica
(Travellers must select Region 1 if they are spending more than 72 hours of their trip in these destinations) |
Region 2 ... Cover for Africa, Canada - now covered under region 2
Not available if more than 72 hours of the trip is spent in Region 1 |
Region 3 . .. Cover for Europe and the Middle East
Not available if more than 72 hours is in Region 1 or the majority in Region 2 |
Region 4 ... Cover for Asia, China, Japan and Indian Subcontinent
Not available if more than 72 hours is in Region 1 or the majority in Region 2 - 3 |
Region 5 ... Cover for UK and Ireland
Not available if more than 72 hours is in Region 1 or the majority in Region 2 - 4 |
Region 6 ... Cover for South Pacific Islands and Norfolk Island.
Not available if more than 72 hours is in Region 1 or the majority in Region 2 - 5 |
Region 7 ... Cover for New Zealand only.
Not available if more than 72 hours is in Region 1 or the majority in Region 2 - 6 |
QBE Elements Travel Insurance Plans - Key Benefits & Limits |
This list is a summary of some of the benefits and limits covered by this Per Person policy.Children not included free of charge. Please read the PDS as conditions apply |
Applicable Limits
Per Person |
| Cancellation or Holiday deferment cost |
$10,000 |
| Emergency travel arrangements and accomodation expenses |
$10,000 |
Medical and Dental Expenses |
$10,000,000 |
Medical and Non-Medical Evacuation and Repatriation |
$10,000.000 |
Dental Expenses due to sudden and acute pain |
$1,000 |
| Travel Delay |
$1,000 |
Agents Cancellation Fees |
$1,500 |
Emergency accommodation expenses if unable to continue stay with friend or relative |
$2,500 |
Rental Vehicle Insurance Excess |
$5,000 |
Luggage and Personal Effects maximum total limit |
$3,000 |
Dentures or dental prosthesis individual item limit |
$800 |
Other Individual item limit |
$300 |
Emergency Luggage |
$300 |
Replacement passports and travel documents
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$1,000 |
Personal Liability |
$1,000.000 |
Please read the PDS as conditions apply |
Guidelines |
| Insurance is not available to travellers outside of Australia. |
| This travel plan is only available to Australian residents under 65 years of age at the time the Certificate of Insurance is issued |
| This policy is not suitable for anyone with an existing medical condition, unless it is covered under the exemption list. |
| The premium payable is per person. There is no cover for any accompanying children. |
| Your policy can be extended as many times as you like, up to a maximum duration of 12 months from departure date, provided the current policy has not expired. |
| This travel plan can be purchased up to 6 months prior to the commencement of your trip. |
| This QBE policy does not provide cover for any snow sports. |
| This QBE policy does not provide cover if you are cruising. If you require cover for a cruise you must apply for an International Travel Plan with additional Cruising Cover. |
| An excess of $100 applies to each claim except under Sections B4, D1 and F2 |
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Save 30%
on QBE Elements
Travel Insurance Premiums
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Compare Benefits & Limits all QBE Travel Plans.
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For international travel, always confirm the status of your destination with the Department of Foreign Affairs and Trade on their web site ... smattraveller.gov.au DFAT has complete travel related advice and information |
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QBE Assist is a team of high trained medical and insurance specialists, ready 24 hours a day, 7 days a week to help travellers in the event of an accident, illness or mishap during their travels.
Airport closures; lost or stolen documents; missing luggage all add up to frustration and anxiety when travelling.
QBE Assist can coordinate medical evacuation and repatriation for those travellers who become seriously injured or ill whilst travelling abroad. |
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Making A Claim
Travel claims can be lodged 24/7, anytime from anywhere around the world. Claims can be lodged whilst you are away or on your return home. Need to make a travel claim. click here |
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