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QBE International Travel Insurance Plans
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This full comprehensive per adult travel plan offers cover for travellers up to 70 years and includes accompanying child or children at no additional cost for single trips to more than 200 countries worldwide and for travelling to the Olympic Games 2012.
Your policy contains the information needed to activate the service for: Hospital, Medical or Non Medical Expenses; Evacuation and Repatriation; Reschedule Travel Plans; Replacing Documents; Missing Luggage or Equipment. *Please read the PDS as conditions apply. |
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Cover for Cruising Worldwide
Now automatically covered Free of Charge
Cruising cover for medical, dental, hospital, evacuation and repatriation is automatically covered free of charge
on the International travel plans.
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Cover for Snow Sports
The snow sports option gives cover while participating in
snowboarding, skiing and ski biking.
Now covered Free of Charge in New Zealand
All other destinations require the Additional Benefits option for Snow Sports.
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A Full Comprehensive Travel Insurance policy for travellers visiting London to see the Olympic Games.
The Olympics will be held in England from July 26th to August 12th and will feature 26 sporting activities with 39 disciplines. |
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QBE International - Travel Plan Regions |
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Region 1 ... Cover for the USA, South and Central America and Antarctica
Travellers must select this Region 1 travel plan if they are spending more than 72 hours of their trip
in any these destinations. |
Region 2 ... Cover for Africa, Canada now at a cheaper rate under region 2
Not available if more than 72 hours is spent in Region 1 destinations |
Region 3 ...Cover for Europe and the Middle East
Not available if more than 72 hours is in Region 1 or the majority in Region 2 |
Region 4 ...Cover for Asia, China, Japan and Indian Subcontinent
Not available if if more than 72 hours is spent in Region 1 or the majority in Region 2 - 3 |
Region 5 ... Cover for UK and Ireland
Not available if if more than 72 hours is spent in Region 1 or the majority in Region 2 - 4 |
Region 6 ... Cover for South Pacific Islands and Norfolk Island.
Not available if if more than 72 hours is spent in Region 1 or the majority in Region 2 - 5 |
Region 7 ... Cover for New Zealand only.
Not available if if more than 72 hours is spent in Region 1or the majority in Region 2 - 6 |
QBE International Travel Insurance Plan - Key Benefits |
(Per adult includes any accompanying child or children under 25 years). This list is a summary of some of the benefits and limits covered by this policy. Please read the PDS as conditions apply.
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Applicable Limits
Per Adult
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| Insurance for Cancellation or Holiday Deferment cost |
Unlimited |
Insurance for Emergency travel arrangements and accomodation expenses |
Unlimited |
Insurance for Medical and Dental Expenses |
Unlimited |
Insurance for Evacuation and Repatriation |
Unlimited |
Insurance for Denture Expenses due to sudden and acute pain
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$1,000 |
Insurance for Travel Delay |
$2,000 |
Insurance for Agents Cancellation Fees |
$2,000 |
Insurance for Rental Vehicle Insurance Excess |
$5,000 |
Insurance for Luggage and Personal effects maximum item limit total |
$12,000 |
Insurance for Personal Computer: Laptop, notebooks, blackberry and hand-held
personal digital assistants Individual item limit |
$6,000 |
Insurance for Camera & Video individual item limit |
$4,000 |
Insurance for Watches and Jewellery individual item limit |
$700 |
Insurance for Dentures and dental prosthesis individual item limit |
$800 |
Insurance for Other individual item limit |
$700 |
Insurance for Emergency Luggage |
$500 |
Insurance cover for hiring replacement of lost, delayed or damaged surf equipment
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$200 |
Insurance cover for Stolen Cash |
$250 |
Insurance cover for replacement passports and travel documents
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$3,000 |
Insurance cover for Loss of Income
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$10,000 |
Insurance for emergency accommodation due to terrorism maximum |
$3000 |
Insurance for Personal Liability |
$3,000.000 |
Insurance for Legal Expenses |
$15,000 |
Insurance cover for Financial Default |
$10,000 |
Cruising Cover: This option is now available FREE of Charge to travellers on the International, Annual Multi Trip and Australian travel plans for deep water cruising worldwide.
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Additional Benefits you can purchase
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Specified Items: To cover items worth more than the item limit of $700. Cover up to $6,000 per item, maximum total for all items $15,000 |
Additional Rental Vehicle Insurance Excess: Cover can be increased to $5,000 for an additional $20 per $500 units of cover. |
Excess: Consider the $NIL excess option to cover your surfboards (less depreciation) otherwise you will have to pay $200 for each claim made. |
| Please read the PDS as conditions apply |
Existing Medical Conditions [EMC]:
If you are applying for an International Travel Plan you must tell QBE if you or anyone in your travelling party has a High Risk EMC or requires cover for any other EMC other than those automatically covered or is over 70 years of age regardless of health. Please read the PDS as conditions apply. |
Existing Medical Conditions [EMC] of a non travelling relative or business partner: Provided they are under 80 years of age you can apply to cover their EMC if their state of health could disrupt your travel plans even though they are not travelling with you. |
Guidelines
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| The Certificate of Insurance must be issued prior to the commencement of your trip |
| Insurance is not available to travellers outside of Australia |
| The terms and conditions of the QBE policy are subject to the laws of the Australian state or territory where the Certificate of Insurance is issued. You agree to submit to the jurisdiction of the courts of that state or territory. |
| The premium payable for your travel insurance depends on a range of factors including your destination. You must select the travel plan based on your destination. Cruising now automatically covered Free of Charge. |
| The International premium amount is payable per adult. A maximum of 2 adults can be named on a Certificate of Insurance. Accompanying child or children are covered at no extra cost. |
| There is no provision to suspend this policy during the period of insurance. |
The International Travel Plan can be purchased up to 24 months in advance if you are aged under 70 years of age and up to 12 months in advance is you are 70 years of age or over. |
